This Is NOT Your Parents’ 3% Down Payment Plan – In their latest Housing Market Insight & Outlook report, Freddie Mac revealed that recent low down payment initiatives have raised concerns that we may be returning to the same lax mortgage qualifications that caused the housing crisis from which we are just now recovering. The report went on to explain that today’s underwriting guidelines are nothing like those that existed just prior to the housing meltdown. “Pre-crisis… http://ow.ly/32gWEE